Travelers heading to warm destinations during the Canadian winter, from unique spots like Spain to beloved places like the US, should be aware that provincial healthcare provides limited coverage when traveling outside their home province. Instead of relying solely on credit card insurance, it’s crucial to invest in a comprehensive Emergency Medical Travel Insurance plan, particularly in the US, where medical expenses can quickly spiral out of control.
Take the case of Harry*, for instance. He was grateful to have Emergency Medical coverage when he required hospitalization in Florida. Continue reading to discover more about Harry’s experience.
Harry Suffers Lack of Blood Flow in Foot While Vacationing in Boca Raton
Harry, a 70-year-old snowbird, traveled to Boca Raton, Florida, for his annual winter vacation. While there, he began to experience pain and swelling in his foot. Initially, Harry dismissed the symptoms, but as days went by, the discomfort worsened, and the swelling persisted, prompting serious concern.
After going to the hospital, doctors discovered that Harry’s foot had no pulse and was unusually cold to the touch. An ultrasound revealed a lack of blood flow in his leg due to Peripheral Vascular Disease (PVD), which necessitated immediate surgery to avoid amputation. Following the administration of blood thinners, doctors placed a stent to restore blood flow, a vital intervention that marked the start of Harry’s recovery. He was discharged from the hospital after five days to continue recuperating at his vacation home.
Travel Insurance Saves Harry Over $326,000 in Medical Bills
Before embarking on his extended vacation, Harry made sure to protect his trip by purchasing Emergency Medical Insurance. This prudent choice saved him over $326,000 in unexpected medical expenses. By securing this coverage, Harry could focus on his recovery rather than worrying about financial burdens.
Concerned about how pre-existing medical conditions might impact your travel insurance coverage? Read Everything You Need to Know about Travel Insurance and Pre-existing Medical Condition Stability.
Harry’s experience serves as a powerful reminder that comprehensive travel insurance is essential for any vacation. No matter where you’re going, adequate coverage can prevent a financial disaster in the event of an emergency. Be cautious of free or “budget-friendly” travel insurance options, as they often fall short of providing the necessary coverage. Always ensure you understand what your emergency medical travel insurance entails.
Safe travels,
Suki
* Based on an actual claim with specific traveler details altered to protect privacy.
